Credit repair takes time and effort. Some days, it will seem that you are getting no closer to a better credit score at all. In order to keep track of your progress and in order to keep going forward, you need to set goals and keep track of what you are doing.
For example, setting a goal such as “I will improve my credit score” is far too broad. Set smaller goals, such as “I will talk to my bank about budgeting this week” or “I will pay off half my credit card bill by next month.” These goals work better because they are manageable and have a built-in deadline.
Writing your goals on a calendar or planner you look at everyday will motivate you to keep working on your credit repair and will keep you making the small steps that can lead to better credit. If you review how far you have come each month or week, you can really keep track of your progress and see how much you still have to do.
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