Here’s another question from a reader:
I’m afraid to check my credit score because it will lower my score, so how do I find out about my credit?
That’s one of the common myths out about credit, that checking or pulling your own credit report will hurt your credit score. And it doesn’t. It doesn’t affect it at all. You can check your credit every day if you were so obsessive and inclined.
There are two great sources for checking credit. First, you can get a free credit report once a year from each of the three credit agencies by visiting this link Free Credit Report.
Second, if you’ve already gotten your free report, you can get a really great tri-merged report, that pulls all of the credit reports on one report, by visiting this link Tri-Merged Credit Report.
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